Sunday, January 16, 2011

Money In Your Pocket

It's Friday afternoon at the grocery store.  The line is long.  First there was the lady with all the coupons who paid only $2.98 for $100 worth of groceries.  That took awhile. By now I've perused all the magazines and have learned new tips for a red hot sex life and how to lose 20 pounds in 10 days.  Pretty good day's work I'd say!

The line is finally moving!  Not fast, mind you, but at least it is moving.  The lady ahead of me is fishing money from the bottom of her purse.  She knows she has change and intends to find the exact amount.  It takes even longer and everybody is getting antsy but ...I must admit...I've done it myself many times.

No more though.  Suzie Orman, well known financial guru, says you should not spend your change.  Pay with bills only.  If your purchase is $15.23, give the cashier $16 and pocket the change.  If it's $24.72, give them $25 and take the .28 home.  Why?  It has nothing to do with moving the line along.  Suzie says take your change home,  empty your change out every day and you will have an extra $30-$60 at the end of the month.

If you're saving for something special you might try this technique.  I personally love paying with exact change and NOT breaking my bills but I am going to try this.  I'll throw it in the Vacation Fund!  Who knows where it may take me!


  1. I think it's a great idea! My husband saves all his change and he has tons. Just wish he would let me cash it in:)

  2. Hi Gayle. Wonder what he is saving it for? He probably has something wonderful in mind.

  3. My guy saves his change too. I get the fun of cashing it in. Starting this year it is all going into our vacation fund at the bank.

  4. I do this! I use cash for food/entertainment (pretty much everything except auto-pay bills and rent & gas) so all the change goes into a plastic container. When it's about 75% full I roll all the coins and usually end up with $30-40! It's awesome :) And somehow, it does feel like "free money"...strange.


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